We're all taught from a young age the value of money and the importance of making sure to set money aside 'for a rainy day' and yet despite this saving money and making the most of the money you have can be incredibly difficult, especially with living costs doing nothing but increasing. It was only when I was made redundant that I truly learnt the value of having some savings to fall back on and thankfully I've been pretty good at setting aside money each month.
Whether your saving for a week in the sun or to buy a house I have a few tips to try and make saving a little bit easier:
- 'Look after the pennies' - have a jar where you keep your loose change and try not to dip into it whenever you fancy a take away. You'll be amazed how quickly it adds up.
- Make the most of your loyalty cards.
- Make your own lunch & coffee - head to Pinterest for some delicious recipes.
- Be adventurous with your cooking - fancy going out for sushi? Why not try making it instead?
- Always make a shopping list and stick to it!
- Cancel unwanted/unused memberships.
- Have a clear out and sell things you don't use on eBay.
- Put money aside each month - set up a direct debit so you don't forget!
- Set up a fixed savings account that you can't access for 1/2 years that way you can't spend it!
- Discount codes - can't resist the odd dinner out? Download Vouchercloud and make your money stretch a little bit further.
These are just a few ways to make the most of your money and increase your savings. They may seem like common sense but it's all too easy to slip into bad habits like buying a £3 meal deal for lunch everyday and it's astounding how fast the money adds up!
What are your best tips for saving money / making your money go further?
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